Proposition 37: Middle-Income Homebuyer Loan Program
November 3, 2026 · California · Statewide
How do we calculate vote impact?
Vote impact = representation (how much weight one vote carries here, the smaller the district's population, the higher the representation) + decisiveness (how likely this race is to be close, based on past results and number of candidates).
Representation: Low · 0 out of 100
This district is large for its type, so each vote is a smaller slice of the outcome. About 39,287,377 people live here.
score = 100 × ln(largest population ÷ this district's) ÷ ln(largest ÷ smallest), rounded to 2 decimals = 100 × ln(39,287,377 ÷ 39,287,377) ÷ ln(39,287,377 ÷ 582,397) = 0, comparing all statewide districts nationwide (grades: 66+ high, 33+ average, otherwise low)
Ballot measure: +1 step
Your vote sets the policy directly, so the rating gets a one-step boost.
Low representation + a ballot-measure boost → Average vote impact.
Ballot Measure
Cost of Living Reduction (for), Housing Affordability (for)
Creates a California Housing Finance Agency loan program for middle-income buyers of qualified new homes and authorizes up to $25 billion in bonds for fixed-rate secondary mortgages of up to 17 percent of purchase price.
A YES vote means
A yes vote creates the middle-income homebuyer loan program and authorizes the related revenue bonds.
A NO vote means
A no vote rejects the new loan program and related bond authority.
Read the official measure text (PDF)
Source: sos.ca.gov
Election sources
Source: sos.ca.gov